Compliance

Understanding the DPDP Act

Implications for FinTech. An in-depth analysis of India's new data privacy regulations for the financial sector.

Dec 28, 2025
7 min read
Author
Priya Sharma
Data Privacy Consultant

Key Takeaways

  • Key responsibilities of Data Fiduciaries
  • Rights of Data Principals in the Indian context
  • Penalties for non-compliance and data breaches
  • Cross-border data transfer limitations
Understanding the DPDP Act

A New Era for Privacy in India

The Digital Personal Data Protection (DPDP) Act marks a significant milestone in India's digital evolution. For the first time, organizations face clear, legislated responsibilities for how they handle the personal data of over 800 million citizens.

The Financial Sector Challenge

FinTech companies, who handle the most sensitive data, must urgently audit their consent management systems and data processing agreements to align with the Act's notice-and-consent requirements.

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